Board of Directors

Mike Anderson

Christopher T. Cliett Executive Vice President

F. Thomas David President and CEO

Charles A. Deal*

William I. Griffis

Tracy D. Ham

James A. High, D.D.S.

Walker Pratt Hill, III

Michael R. Kennedy

R. Whitman Lord. O.D.

Laura Taulbee Marsh

Jeffrey D. Pope

Ronnie J. Pope

Hudson J. Powell, Sr., D.M.D.

Lamar O. Reddick

Devra P. Walker, C.P.A.

L. Anthony Waters, III

* Deceased May 11, 2007

Management

	F. Thomas David (Tommy) President and CEO 912) 489-7602 tdavid@first-southern.com		Christopher T. Cliett Executive Vice President Chief Credit Officer (912) 489-7601 ccliett@first-southern.com
	Bo Fennell Chief Financial Officer Chief Operations Officer (912) 489-7603 bfennell@first-southern.com		Mark Hynko Senior Vice President (912) 489-7662 mhynko@first-southern.com
	Cliff Wildes Vice President Banking Loan Officer (912) 489-7616 cwildes@first-southern.com		Amy E. Taulbee Assistant Vice President Director of HR, PR & Marketing (912) 489-7610 ataulbee@first-southern.com
	Kelly Herrington Assistant Vice President Banking Loan Officer (912) 489-7650 kherrington@first-southern.com		Shane Geurin Branch Manager Banking Loan Officer (912) 489-7629 sgeurin@first-southern.com
	Ryan Burns Banking Loan Officer (912) 489-7656 rburns@first-southern.com		Rhett Hickman Banking Loan Officer (912) 489-7626 rhickman@first-southern.com
	Tammy Phillips Assistant Operations Officer (912) 489-7606 tphillips@first-southern.com		Sarah Chester Assistant Banking Officer (912) 489-7677 schester@first-southern.com