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First Rewards Checking

Earn 2.53% APY* with FREE ATM usage worldwide.

There's a lot of chatter out there in the world of banks. That's why we like to let our accounts speak for themselves. First Rewards Checking offers a high interest rate with the most benefits of any bank in Bulloch County.

Summary
  • Free, high-interest checking account
  • 2.53% APY* on balances up to $25,000
  • 1.10% APY* on portion of balance over $25,000
  • No monthly maintenance fee
  • No minimum deposit to open
  • No minimum balance requirement
  • FREE ATM usage worldwide
  • FREE online banking (bill pay available)
  • FREE MasterMoney debit/ATM Card
  • FREE telephone banking

*APY = Annual Percentage Yield

Qualifications

Qualifying for the First Rewards rate could be the easiest thing you do all month. Here's all it takes:

  • Receive eStatements instead of paper statements
  • Make a minimum of 10 signature-based MasterMoney Card transactions each statement cycle

Pretty simple. But if you don't meet the qualifications one cycle, no worries. Your First Rewards Checking account is still free and earns interest on the entire balance at 0.10% APY*. And you can earn the rewards again the very next month!

More Info

2.53% Annual Percentage Yield (APY) paid on First Rewards Checking balances between one penny and $25,000, and 1.10% APY paid on all amounts above $25,000 each cycle the qualifiers are met. No minimum deposit required. No monthly service charge. Qualifiers: personal accounts only; minimum ten signature-based MasterMoney card transactions per monthly cycle; and receive monthly electronic statements. The qualifiers must be met one business day prior to the last business day of the statement cycle. Rates effective as of 07/14/2010 and are subject to change.