From major purchases to unexpected expenses, let First Southern customize a loan to meet your needs quickly and efficiently.
- Local decision-making
- Easy application process
- Competitive rates
Home Equity Line
Show DetailsHide DetailsOnce approved, use the funds whenever you need them with no need to reapply, and you only pay interest on what you use.
- Use power of home's equity
- Gain favorable rates
- One-time application
Credit Life and Disability Insurance
Show DetailsHide DetailsThis low-cost coverage on any First Southern loan provides peace of mind for you and your loved ones.
- Roll premium into loan
- Enrollment is easy
- No physical exam required
- Summary
- No physical exam required
- Credit life insurance pays off your loan (or up to the policy maximum) in the event of death
- Credit disability insurance pays off your loan (or up to the policy maximum) if you are unable to work because you become disabled
- Enrollment is easy
- No separate payment (premium is added to your loan payment)
Interested in opening an account or have a question?
(912) 489-7600
(800) 500-1044 Lost debit card?
